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If you don’t already have a Target REDcard then it is time to sign up before you make even one more purchase!
I know, I know, nowadays it seems that every store you walk in to offers you some new credit card, and you certainly shouldn’t say yes to all of them! The Target REDcard, on the other hand, has some really great perks if you are looking to save money.
When you are trying to limit the number of open credit cards you have it’s a good idea to hold on to the ones that you get the most use out of and the most perks out of.
You should probably reconsider how many open credit lines you have to expensive clothing stores. Not only are these extra lines of credit in your name, but they probably also encourage you to splurge on those pricey items that you didn’t really need in the first place!
Target, on the other hand, isn’t just for the occasional shopping spree. If you are like me, you are already going to Target a couple times a week for the essential toiletries, food items, and cleaning products. So if you are shopping without a Target REDcard you are really missing out!
First and foremost, the Target REDcard has NO annual fee. Even better is that you don’t have to sign up for a credit card. There are two different options available when it comes to the Target REDcard and they both have the same great perks. When signing up you get to choose whether you want your REDcard to be a debit card (works like a check by drawing from your existing checking account) or a more traditional credit card.
Regardless of which option you choose there are four huge perks that are included:
- 5% Off Today (and every day!) You read that right, unlike other stores, Target doesn’t just offer this discount on the day you sign up! They offer it Every. Single. Day. Doesn’t matter if you shop at a Target store or if you shop at Target.com from your living room, the same 5% discount is applied! So why would you make another purchase without it?
- Free Shipping! If you found this article on DealTrunk.com then I know you love shopping online! Who doesn’t? It’s just so convenient, and the only real downside is when you come across a great deal… but have to pay for shipping. Well you won’t be having that problem if you are armed with your Target REDcard! Even better? There is no minimum purchase required!
- 30 Extra Days for Returns! I can’t be the only one who has found that shopping bag in the back of my car that I keep forgetting to return! Well with the Target REDcard you don’t need to worry about it – you get a full 30 extra days to make your returns.
- Last but not least, when you sign up for your Target REDcard, Target will help out your favorite school. Target will donate 1% of your credit or debit REDcard purchases from both Target and Target.com to the school of your choice. It feels good doing something so simple to help someone else out!
So what are you waiting for? Go sign up already! Don’t waste one more penny buying something at Target without the 5% off that you deserve (plus free shipping!)